Windsor Hall, Mint Hill NC, Ryan Homes and Existing Homes - Earn 1.5% Cash Back on New Construction by Ryan Homes or on Existing Homes in Windsor Hall, Mint Hill NC

Windsor Hall, Mint Hill NC Homes for Sale

Are you looking for houses in the Windsor Hall subdivision? Real Estate Sellutions can help find the right property for you. And we offer cash back rebates of up to 1.5% on homes in Mint Hill, NC - so that you can save thousands on your next real estate purchase.

To Learn More call 704.562.6460 and ask about the 1.5% Cash Back Buyer Rebate, email us at BuyerRebate@CharlotteRES.com, or click the icon below.

Learn How to earn up to 1.5% Cash Back
on your next home purchase

CP Morgan

CP Morgan Homes is no longer in business, however there are still some incredible opportunities to buy Homes built by CP Morgan Homes at INCREDIBLE PRICES 

My name is Chad Baucom, formerly with CP Morgan Homes.  Although CP Morgan Homes is no longer in business, I specialize in helping buyers purchase CP Morgan Homes or homes that offer similar features at excellent prices.  I work with new clients every day and I would look forward to meeting you and speaking with you about how to get an excellent deal on a CP Morgan Home.

Contact us to Learn More About CP Morgan Homes.

To Learn More:

Call or Text Us at 704.562.6460 

Email CPMorgan@CharlotteRES.com

CP Morgan Homes | More Square Feet. Less Money.

CP Morgan Homes | More Square Feet. Less Money.

CP Morgan Homes is no longer in business, however there are still some incredible opportunities to buy Homes built by CP Morgan Homes at INCREDIBLE PRICES 

Contact us to Learn More About CP Morgan Homes.

To Learn More:

Call or Text Us at 704.562.6460 

Email CPMorgan@CharlotteRES.com

CP Morgan Homes. More Square Feet. Less Money.

Simonini Builders to Cease Operations

Simonini Builders will begin winding down operations according to the Charlotte Business Journal.  While announcements like these are unfortunate, the bottom line is that if you are a prospective home buyer who has been sitting on the fence, opportunity is knocking.  We've seen housing prices decline, interest rates at all time lowes, and tax credits that come and go, and although buying a home isn't always right for everyone, it's time to evaluate whether or not the timing is right for you.

To learn more, please don't hesitate to contact me

Chad Baucom - Realtor/Broker
704.562.6460
Chad@CharlotteRES.com

Simonini Builders to Cease Operations - Charlotte Business Journal

City of Charlotte Housing Rehabilitation - City of Charlotte Neighborhood Development


For More Information about the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte call Chad Baucom, Realtor with Real Estate Sellutions at 704-562-6460 or contact us to learn more about the City of Charlotte Housing Rehabilitation - City of Charlotte Neighborhood Development

Overview
City of Charlotte Housing Rehabilitation is a program that provides low-interest loans for home rehabilitation to non-bankable low and moderate income homeowners. Property must be located in the City of Charlotte. Priority is given to homes in targeted neighborhoods.

Who is Eligible for the Program?
Borrowers must have a satisfactory credit history, and participate in a maintenance reserve and home maintenance program. Loan payments may not be greater than 30% of the homeowner's gross income. If the borrower's income is less than $500 per month, or housing expenses are more than 30% of the borrwer's gross income, monthly payments are deferred. Funds may be used for repairs to correct code and incipient violations (items in a house that will need to be repaired or replaced in 2 - 3 years) and for general property improvements.

Household Income Limit: $ 0
Is this program for first time buyers only? No

Property Eligibility Requirements
Property must be located in the City of Charlotte. Priority is given to homes in targeted neighborhoods.

Benefit Details:
Low interest loans, with a maximum 30 year repayment period. Interest rate is 1-3%, and monthly payments are set at not more than 30% of the borrower's gross income. No monthly payments and 0% interest if the borrwer's income is less than $500 per month, or if the borrower's housing expenses are greater than 30% of his or her monthly income.

 For More Information about the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte call Chad Baucom, Realtor with Real Estate Sellutions at 704-562-6460 or contact us to learn more about the City of Charlotte Housing Rehabilitation - City of Charlotte Neighborhood Development

The Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte is a great organization who has several beneficial programs for homebuyers in the area.  Special financing and/or down-payment assistance is available to first-time homebuyers purchasing in Mecklenburg County only. These funds may be used for downpayment and/or closing cost assistance for first-time buyers

For More Information about the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte call Chad Baucom, Realtor with Real Estate Sellutions at 704-562-6460 or contact us to learn more about the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte

Learn More About the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte:
Homeownership Center of Charlotte is a HUD-approved housing counseling program that provides special financing and/or down-payment assistance for home purchases, homebuyer education classes, credit/budget counseling and foreclosure intervention counseling.

 
Who is eligible for the program?
Anyone in Mecklenburg and surrounding counties can receive pre-purchase and foreclosure counseling and homebuyer education. However, the special financing and/or down-payment assistance is available to first-time homebuyers purchasing in Mecklenburg County only. These funds may be used for downpayment and/or closing cost assistance for first-time buyers as defined by HUD (i.e. can not have had ownership interest in a property in the last 3 years). The classes and counseling are available for all potential homeowners. The foreclosure intervention counseling services are for those who are having trouble making their mortgage payments. INCOME ELIGIBILITY FOR DOWNPAYMENT ASSISTANCE: up to 115% of the HUD Area Median Income; INCOME ELIGIBILITY FOR COUNSELING SERVICES: no income limits.

Household Income Limit: $ 80000
Is this program for first time buyers only? No

Property Eligibility Requirements
Special financing and/or downpayment assistance: Property must be located in Mecklenburg County.

Benefit Details
Low-cost, below market interest rate loans for home purchase, down-payments, or closing costs.

For More Information about the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte call Chad Baucom, Realtor with Real Estate Sellutions at 704-562-6460 or contact us to learn more about the Charlotte-Mecklenburg Housing Partnership - Homeownership Center of Charlotte

HouseCharlotte Down Payment Assistance: Learn More Information About the HouseCharlotte Program
Below is a Program overview, HouseCharlotte Eligibility, Property eligibility for the HouseCharlotte Program, and More

To Learn More About How To Buy a Home with the HouseCharlotte Down Payment Assistance Program Contact Us or call 704-562-6460.

What is the House Charlotte Program and what Program Overview
HouseCharlotte is a that provides down-payment assistance for qualified buyers in select "challenged," "transitioning," or "stable" neighborhoods. Property must be located in one of 87 approved Charlotte Neighborhood Statistical Areas.

Who is Elligible for the HouseCharlotte Program
Family income must not be greater than 110% of the regional median income. Funds may be used for the
down-payment, closing costs, points buy-down, or to pay medical bills in collection.

Household Income Limit: $ 96550
Is this program for first time buyers only? No 

Property Eligibility 
Property must be located in a designated neighborhood in the city of Charlotte.
The sales price cannot exceed $ 147000.

Benefits of the HouseCharlotte Program
Deferred payment, forgiveable loan to pay the down payment, closing costs, or points buy-down on proeprty in an eligible neighborhood. Maximum assistance of $10,000 to purchase in a "challenged" neighborhood, or $7,500 to purchase in a 'transitioning" or "stable" neighborhood. Employed police officers who purchase in designated neighborhoods may receive maximum assistance of $15,000.

For More Information about the House Charlotte Down Payment Assistance Program call Chad Baucom with Real Estate Sellutions at 704-562-6460 or contact us to learn more about the house charlotte down payment assistance program

School Information for Home Buyers: Charlotte Metro Area School System Websites

School Information for Home Buyers:  Below are direct links to the websites for Area Schools:

• Anson County Schools
• Burke County Public Schools
• Cabarrus County Schools
• Catawba County Schools
• Charlotte-Mecklenburg Schools
• Cleveland County Schools
• Davidson County Schools
• Fort Mill School District
• Gaston County Schools
• Iredell-Statesville Schoolss
• Kannapolis City Schools
• Kings Mountain District Schools
• Lexington City Schools
• Lincoln County Schools
• Mooresville Graded School District
• Rowan-Salisbury Schools
• Stanly County Schools
• Union County Public Schools

For More Information or to Buy or Sell a home, call:

Chad Baucom
704-562-6460
Chad@CharlotteRES.com

What is the Difference between a Short Sale and a Foreclosure? What is the Difference between a Short Sale and a Foreclosure? Understanding Short Sales, Foreclosures, and Distressed Properties

What is the Difference between a Short Sale and a Foreclosure? Understanding Short Sales, Foreclosures, and Distressed Properties

What is the Difference between a Short Sale and a Foreclosure? Simply stated, understanding short sales, foreclosures, and distressed properties is key to finding a great deal on your next home.

Distressed properties are playing a huge role all across the country, and the Charlotte Metro Area Real Estate market is not immune.  One common misconception is that foreclosures are always the best deals.  In fact more often than not, short sales offer tremendous buying opportunities at a better price than foreclosures that could be located in the same neighborhood, but it comes at a cost.   

What is a Short Sale?
-Short sales can occur when a homeowner needs to sell a home, but owes more money to the mortgage company than the home is worth. 

In this situation they would normally not be able to sell their home because they are "upside down" in the loan.  The way to solve this problem is for the homeownwer to ask the financial institution financing the property for "short sale" approval which alows them to sell the property even though the balance exceeds the proceeds from the sale.  The financial institution might not like this option, but it is often better than a true foreclosure.  These can be incredible deals, but the time commitment can be extremely long.  Although it sounds odd, short sales are notorious for taking weeks or even months before an offer is either accepted or declined.  While some financial institutions are better than others when processing a short sale transaction, if you are concerned with the timeframe of a purchase, a shortsale is probably not the best choice for you.  Although the downside to short sales as mentioned is the amount of time needed before the homeowner and bank approve of an offer, the great news is that until that happens, you can withdraw an offer at any time.  Also, the deals can be great, but let the buyer beware.  Although short sales can offer substantially discounted pricing, that is not alwasy the case, so when considering a short-sale purchase, evaluating comparable properties to find out market data is critical to evaluating the true value of the home.

What is a Foreclosure?
-A Foreclosure is the legal process by which a mortgagee, or other lien holder, usually a lender, obtains a court ordered termination of a mortgagor's equitable right of redemption.  In other words, the homeowner gets evicted from the home and the home is sold because the homeowner was unable to make payments to the mortgage company or other lein holder.

Foreclosures actually get processed substantially faster than short sales, and in some cases can be purchased as quickly as any other home.  It is not uncommon for a home buyer to be able to close on a foreclosed home within 3-6 weeks if the lender is cooperative and moves quickly.

Short Sale Dificulties.....A Hidden Blessing? Simply put, short sales along with other distressed properties can weigh heavily negatively on property values.  Although time commitments and inconveniences are problematic for buyers who are looking for a good deal, if short sales were easy to process, it could potentially become even more problematic for home owners who make a long term committment to their communities.  In a world where your neighbor could sell his or her home for 25% less than yours, and walk-away in 60 days, home values could become depressed even further, and make it extremely difficult to sell your home at today's current market prices.

Would you like to learn more about Foreclosures or Short Sales? 

Whether you have questions, or are ready to buy a home, please don't hesitate to contact me any time:

Chad Baucom Realtor/Broker

704-562-6460

ContactUs@CharlotteRES.com

How to Sell Your Home: How to Sell your Home in 8 simple steps.  When it is time to sell your home, the following 8 steps are critical to making a transaction smooth, efficient, fast, and profitable for the seller. 

Roadmap to Selling Your Home in 8 Simple Steps:

1. Determine your reasons for selling, and consider your goals

• Do you need to move up to a bigger home? Are you trying to downsize to a property that is smaller or requires less maintenance?

2. Choose the best Realtor to sell your home

• Finding the right agent is critical to your success.  Far too often when someone chooses an agent, they don't consider the most important factors. Marketing, expertise, and effort are the three most important factors, and will play the main role in determining the success of the transaction. If you live in Charlotte North Carolina or the surrounding areas, visit my Charlotte NC Real Estate Website to learn more.

3. Set the Price

• The next step will be to determine the best possible selling price for your house. Setting a fair asking price from the beginning will generate the most activity and interest from other real estate agents and buyers. Things to consider when setting your price: condition of the home, comparable homes that have recently sold in your neighborhood, overall market conditions around the area. It is extremely difficult to remain unbiased when determining a price for your property, so your real estate agent's expertise is critical at this step. Your agent SHOULD know what comparable homes are selling for in your neighborhood and the average time those homes are sitting on the market. If you want a truly objective opinion about the price of your home, you could have an appraisal done, but it will typically cost several hundred dollars..

4. Keep Your Home in "Model Home Condition"

• Not only are you competing against other homes in your neighborhood, sellers must remember that there is a substantial amount of competition out there, including new construction with elaborate, well-decorated, and fully furnished model homes. At any given time there are thousands of homes on the market, and you are competing for each potential buyer. Don't let one walk away because of a dirty air vent, fingerprints on the window, or too much clutter. Ask your real estate agent to walk through the property and identify any areas that need improvement. For More tips visit our Ways to Increase Curb Appeal section

5. Marketing

• Now that you're ready to sell, your real estate agent should enact a marketing strategy specific to your property. Effective marketing includes on-site marketing, internet marketing, networking with other agents in the area, and other marketing strategies that are dependent on the features of the home. For in-depth marketing tips, consult a local Realtor who specializes in your area. 

6. Evaluating an Offer to Purchase & Negotiations

• After receiving an offer, your agent should  inform you of the offer, and then help you analyze it in order to determine the next steps. Should you accept the offer, decline the offer, or submit a counter-offer? Things to consider when evaluating an offer: Financing and buyer qualifications, Price, Down payment , Earnest Money Deposit, Option Fee (if applicable) , Inspections, items that convey to from the seller to the buyer, Proposed closing date, contingencies, Unique requests by buyer, Additional requests by List of fees and who will pay them.

7. Get Ready for Closing

• Upon accepting an offer, prepare for the closing well in advance to avoid potential problems. Make a list of things that need to be done, such as repairs, inspections, appraisals, etc. Determine whether the buyer or seller is responsible for arranging them and paying for them. Also, review important dates in the contract to ensure compliance

8. Close the deal

• "Closing" a real estate transaction refers to the meeting where ownership of the property is legally transferred to the new owner. Speak with the closing attorney well in advance of the closing date to ensure that he or she has everything needed to finalize the transaction. This is very important, and can prevent many delays before they occur.

To Buy or Sell a home, contact me:

Chad Baucom - Realtor/Broker

704-562-6460

Chad@CharlotteRES.com